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New Hampshire Education Freedom Account overview

Learn about New Hampshire's Education Freedom Account and how it can help fund your educational expenses outside public schools.
Lisa Thorsen
Written byLisa Thorsen
3 min read
Key takeaways
  • The New Hampshire Education Freedom Account (EFA) provides families with up to $4,265 annually for educational expenses outside public schools, including homeschool materials and tutoring
  • Applications are open to all families without income limits, but must be submitted by July 15 to secure funding, with a cap of 10,000 students for the 2025-26 school year.

The New Hampshire Education Freedom Account (EFA) is a program that gives families state funds for education costs outside public schools. It covers things like private tuition, homeschool materials, and tutoring.

As of 2024, 12 states have enacted universal or near-universal Education Savings Account (ESA) programs, with Arizona's program alone serving over 75,000 students — making state-funded homeschooling more accessible than ever (EdChoice, 2024). According to the National Center for Education Statistics (NCES), approximately 3.3 million students were homeschooled in the United States as of 2023, representing roughly 6% of the school-age population.

What is the New Hampshire Education Freedom Account?

The New Hampshire Education Freedom Account (EFA) is a program that helps families by giving them state funds to cover education costs outside the public school system. Managed by the Children's Scholarship Fund New Hampshire, the EFA deposits money every quarter. Families can use these funds for approved expenses like private school tuition, homeschool curriculum, tutoring, and educational tech.

What EFA funds cannot cover

Not everything is covered by the EFA. You can’t use the funds for things like TVs, furniture, streaming services, or recreational equipment. Toys and games also don’t qualify. While parents teach their kids, they can’t get reimbursed for their time. Athletic gear for fun and entertainment costs like museum or zoo passes are usually excluded unless linked to educational programs.

Application and funding timeline

To get the full EFA grant for the school year, submit your application by July 15. There’s a cap of 10,000 students for 2025-26, and last enrollment almost hit that limit, leaving 295 students on a waitlist. If enrollment goes over 90% of the cap (over 9,000 students), it will increase to 12,500 for 2026-27. Funds are deposited quarterly and roll over each year until the student graduates or leaves the program.

The bottom line

The New Hampshire EFA offers valuable funding for educational expenses outside public schools. It’s available to everyone without income limits. With over $4,265 a year, it can help cover homeschool costs or lessen private school tuition. Think carefully if access to public school programs is important for your family. Apply early since there’s a cap on enrollment, and remember to track your residency, as you’ll need to reapply each year.

Frequently Asked Questions

Lisa Thorsen
Written by
Lisa Thorsen

Co-founder, BetterSchool

Lisa is the co-founder of BetterSchool and a homeschool mom of three. BetterSchool administers the largest independent homeschool community in the country — over 350,000 families across all 50 states.

When COVID hit, Lisa and her husband pulled their children out of school and hit the road. Homeschooling wasn't the plan — it was a necessity. But somewhere along the way, the family fell in love with it: the time together, the ability to tailor lessons to each child's interests, learning at their own pace, the freedom to travel, eating healthy on their own schedule, and the countless other benefits that come with homeschooling.

As they traveled, Lisa kept discovering incredible hands-on learning experiences that most homeschool families had no way of finding. She built BetterSchool to make it easy for every family to find and book the experiences that make learning come alive.

Through her community, Lisa has helped hundreds of thousands of parents navigate homeschooling, while also helping local businesses find and serve the homeschool community. She is the former managing partner of a law firm focused on business law and mergers and acquisitions — BetterSchool is her second technology startup. She holds a J.D. from California Western School of Law and a B.A. from Penn State.

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What is an education savings account (ESA)?

Table of Contents

  • What is the New Hampshire Education Freedom Account?
  • What EFA funds cannot cover
  • Application and funding timeline
  • The bottom line
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